Delhivery Fintech
Automated Cash Reconciliation System (CRS)
Deployed a centralized, enterprise-scale reconciliation engine to match physical COD collections with bank deposits, integrating with leading banks to eliminate billing leakage.
0%
Reconciliation Error
T+1 Day
Deposit Latency
20,000+
Dispatch Centers Linked
80% Less
Finance Overhead
The Challenge
With 60% of shipments paid via Cash-on-Delivery, Delhivery managed cash across 20,000+ local dispatch hubs. Manual matching of physical cash slips, armored CFS pickups, and direct deposits against bank statements took weeks, leading to capital float loss and cash-siphoning opportunities.
Our Solution
CAN Tech developed the Automated Cash Reconciliation System (CRS). CRS securely imports bank credit files, UPI receipts, and hub executive app logs, executing a deterministic 3-way matching logic. It integrates directly with Kotak, HDFC, and SBI, automatically flagging deposit delays and exceptions.
Technical Architecture
Technical Architecture & Reconciliation Output
Normalized transaction records are processed by the rules engine. Discrepancies are funneled to an Alerting Layer, and matched entries are recorded in an immutable ledger.
{
"recon_run_id": "REC_RUN_2026_1882",
"timestamp": "2026-06-26T00:05:00Z",
"matched_summary": {
"total_ingested_amount_inr": 85412000.00,
"direct_bank_deposit_matched": 19412,
"armored_pickup_cfs_matched": 812,
"upi_credit_matched": 4012
},
"exception_flag": {
"hub_id": "HUB_DEL_MUM_04",
"discrepancy_amount_inr": -500.00,
"error_type": "SHORT_DEPOSIT_DISCREPANCY"
}
}Key UI/UX & System Elements
EOD Compliance View
Red/Green compliance indicators highlighting late deposits and variance alerts for hub managers.
Auto BRS Statement
Automatically creates Bank Reconciliation Statements and posts ledger adjustments to SAP.
UPI Matcher
Ties digital UPI reference IDs directly back to delivery manifests, closing the reconciliation loop.