Zuno General Insurance
Zuno SmartDrive (Pay-How-You-Drive)
Revolutionized motor insurance with a behavior-based pricing model that tracks real-time driving data to reward safe drivers, built on a two-speed architecture to abstract a legacy ERP.
3x
Higher App Retention
40%
Reduction in Support Calls
The Challenge
The client wanted to launch India's first "Pay How You Drive" model, but their existing monolithic ERP could not handle the high-frequency telematics data or the millions of concurrent API calls required for real-time risk scoring.
Our Solution
Engineered a "two-speed architecture": a high-performance, time-series data Telematics Engine (Fast Lane) built on microservices, which communicates non-intrusively with the Legacy ERP (Slow Lane) via a secure Abstraction Layer. Designed the entire UX/UI for the SmartDrive mobile app.